Attention homeowners: Real estate appraisal services for in Gulf Breeze and Santa Rosa County
The top seven reasons why Florida homeowners use G. Daniel Green & Associates, Inc.:
We at G. Daniel Green & Associates, Inc. understand the unique needs of a homeowner seeking appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. As our client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at G. Daniel Green & Associates, Inc., are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if your house is not appreciating as much as other houses close to yours. That only means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from G. Daniel Green & Associates, Inc. is your best weapon when contesting your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you dismiss unwanted PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be inconvenient from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. G. Daniel Green & Associates, Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for preciseness? An appraiser from G. Daniel Green & Associates, Inc. can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.